Types of Loans

• We offer a wide range of loans at competitive rates. As a local community bank, all of our loan decisions are made at Citizens State Bank; therefore, your application can be processed promptly. Our loan services simplify the process of borrowing money.

  Consumer Loans 

  • Personal
  • Vacation
  • College
  • Appliance
  • Auto
  • Boat
  • Recreational Vehicle
  • Mobile Home

  Commercial Loans

  • Equipment
  • Agricultural/Livestock

  Real Estate Loans

  • Home Construction/Permanent
  • Home Improvement
  • Farm and Ranch Land

  Commercial Real Estate Loans

  • Business Property Construction/Permanent
  • Investment Property

  All Loans Are Subject To Credit Approval